In-Store Payments

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Looking for technical documentation for In-Store Payments?

• Customer Presented API Integration Guide and API References
• Merchant Presented API Integration Guide and API References

In-Store Payment Scenarios

Common Challenges for In-Store Payment Scenarios

In today's fast-paced retail environment, substantial changes are reshaping the landscape of in-store payments. These shifts, propelled by technological progress, changing consumer preferences, and evolving market trends, are compelling merchants to reassess their in-store payment strategies. As traditional payment methods intersect with innovative digital solutions, the in-store payment experience is undergoing a transformation. The following table provides a comprehensive overview of the key challenges merchants face in this dynamic domain, highlighting the need for adaptable, secure, and customer-friendly payment systems. These challenges often drive merchants to explore new and effective solutions that align with the current and future demands of in-store commerce.

This table outlines the challenges faced in in-store payments, from adapting to contactless trends to ensuring security in physical transactions, highlighting the importance of an efficient and diverse payment system for both merchants and customers in a brick-and-mortar setting.

Pockyt's Unique In-Store Payment Solutions

Each of these in-store payment solutions offered by Pockyt caters to different retail scenarios, ensuring flexibility, security, and convenience for both merchants and customers. By providing multiple QR code-based payment options, Pockyt addresses various transactional needs and preferences, enhancing the overall efficiency of in-store payment processing.

Customer Presented QR Code Payment Use Case

• Scenario Definition: In this common use case, customers opt to pay with their digital wallet at the point of sale.
• Process: The customer indicates their preference to pay via a digital wallet. The cashier then uses a scanner, connected to the POS system, to scan a QR code displayed on the customer's mobile device.
• Application: This method is widespread and highly efficient, especially in fast-paced retail environments, as it streamlines the payment process and reduces transaction time.

Merchant Presented QR Code Payment Use Case

• Scenario Definition: In this scenario, the cashier generates a unique, single-use QR code for each transaction.
• Process: The QR code is displayed on a customer-facing screen or printed on a receipt. The customer then uses their digital wallet application to scan this QR code to initiate the payment.
• Application: This approach is particularly useful in scenarios where customer devices may not be easily scannable or when an additional layer of transaction security is desired.

Static QR Code for Unattended Payments

• Scenario Definition: This solution involves the use of a static QR code for unattended payment situations, such as vending machines.
• Process: The merchant sets up a static QR code, which customers can scan using their device’s camera. This action redirects them to a hosted payments page where they complete the transaction.
• Application: Popular in unattended retail environments, this solution offers a convenient and contactless payment method for customers, and an easy-to-manage system for merchants.

This table provides a comprehensive overview of the different in-store payment solutions offered by Pockyt, detailing their specific applications, technical requirements, ideal usage scenarios, along with their advantages and limitations.

Payment Methods Available In-Store