Pockyt Hosted Checkout

Pockyt Hosted Checkout is a solution that simplifies the online payment process by directing customers to a secure, externally hosted payment page. This approach centralizes and streamlines the transaction process, offering a blend of convenience, security, and versatility.

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Additional Resources:

• See an interactive demo of the Pockyt Checkout Solution https://demo.pockyt.io/
• Pockyt Checkout API Integration Guide and API References

Customer Checkout Experience

The hosted payments page is a secure web page operated by Pockyt. When customers are ready to check out, instead of entering payment details directly on the merchant's website, they are redirected to this secure page. This redirection moves the responsibility of handling sensitive payment information, like credit card details, away from the merchant, reducing their compliance requirements (such as PCI DSS). Here’s how it works and what it involves

Customer selects products:
The customer browses through the eCommerce website, adds desired products to their cart, and proceeds to the checkout page. At the checkout page, the customer selects AliPay as their preferred payment method.

Redirection in the Checkout Process:
During checkout, when a customer selects their payment method and proceeds to payment, the merchant’s website automatically redirects the customer to Pockyt’s hosted payment page. This page is pre-configured to accept various payment methods, including credit cards, digital wallets, bank transfers, and more. Once on the hosted page, customers securely enter their payment information, which is processed by Pockyt’s system.

Processing the Transaction:

After the customer completes the payment, Pockyt processes the transaction and sends the relevant data back to the merchant’s system. This process includes a secure exchange of information, ensuring that the merchant receives confirmation of the transaction without having to handle sensitive data directly.

• Login to AliPay: The customer logs into their AliPay account using their credentials or any authentication method provided by AliPay.
• Review and confirm payment: The customer reviews the payment details, such as the total amount and order summary, on the AliPay platform. They can also select their desired payment source within their AliPay account.

Complete payment: After verifying the payment information, the customer confirms the payment on the AliPay platform. AliPay securely processes the transaction and provides a payment confirmation.

Security and Compliance: Since the payment processing occurs on Pockyt’s secure platform, merchants benefit from robust security measures and compliance with payment industry standards. This setup significantly reduces the merchant's risk exposure and security burden.

Return to the eCommerce website: Once the payment is successfully processed, the customer is redirected back to the eCommerce website. They receive an order confirmation, and the transaction details are updated in the merchant's system

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Payment Methods Available in Pockyt Checkout

This table provides a comprehensive overview of various payment methods and their corresponding solution types, highlighting the flexibility of Pockyt's hosted payment page and its compatibility with a wide range of payment options, including integration within digital wallet apps.

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