Pockyt offers flexible payment solutions for both Pay-Ins (accepting payments) and Payouts (disbursing funds). This guide will help you determine the appropriate integration approach based on your business needs.

Pay-Ins vs. Payouts: Key Differences

Pay-Ins: Handling customer payments, including online transactions, white-label solutions, and alternative payment methods such as WeChatPay and AliPay.
Payouts: Sending funds to users, suppliers, or other recipients through various payout methods such as digital wallet and/or bank accounts.

Selecting a Pay-Ins Integration Guide

	Pockyt Hosted Checkout Page	In-store Payments w/SecurePay	Recurring Payments Via Capture
PCI Compliance Needed?	No (Handled by Pockyt)	No (Handled by Pockyt)	Yes
Brand Customization	Limited Customization	Limited Customization	Fully customizable
Recurring Payments	Yes	Yes	Yes
Use Case	E-Commerce Stores, In-App Purchases	Merchant Generated QR Code at POS	Server-to-Server Processing, Self-Hosted Payment Forms
Recommended For	Merchants seeking to reduce PCI scope, narrower integration scope, comfortable with redirects in checkout flow	Brick and Mortar Stores with customer facing devices capable of generating a QR Code Image	Complex Payment Workflows, SaaS Applications, broader PCI Scope.

Additional Pay-Ins Features

Refunding Transactions

Selecting a Payouts Integration Guide

When integrating with Pockyt for payouts, the first step is determining whether the payee interacts directly with Pockyt (Pockyt Wallet) or if Pockyt remains hidden from the payee (Non-Pockyt Wallet). Before starting your integration, confirm the appropriate method with the Solutions team.

Choosing the Right Payout Method

The next key consideration is the type of payout the payee is receiving—whether it's a direct transfer to a bank account or a payout via alternative methods like Alipay wallets.

Available Payout Integration Guides:

Payouts to Chinese Bank Accounts – For businesses sending funds directly to Chinese bank accounts.
Payouts to Bank Accounts (USD) – For standard bank transfers within the U.S.

For other currency and payout method configurations, reach out to the Solutions team at solutions@pockyt.io for assistance in setting up your account.