Query your real-time merchant settlement balance, including available funds, pending transactions, and reserve amounts.
The Balance endpoint allows you to programmatically retrieve the current state of your Pay-In settlement account at any time. The response categorizes your funds into four components:
- Available Balance: Funds that have fully settled from your pay-in collections, net of fees and rolling reserves.
- Pending Balance: Funds from your pay-in collections that have not yet settled and are not available for use. Fees and rolling reserves are not deducted at this stage.
- Freeze Reserve Balance: Funds temporarily held to cover potential chargebacks or refunds. These funds are not available for immediate withdrawal.
- Rolling Reserve: A percentage of processed transactions held in reserve over a defined rolling period, released gradually to mitigate future risk.
This endpoint is particularly useful for merchants who require real-time balance visibility within their own dashboards or internal systems.